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- 10.07.2021
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This unusual chain of ownership explains how a house in the tightly knit and longstanding immigrant community ever fell out of Bangladeshi ownership — and eventually into my lap. A year later, it was given to me under the condition that I maintain the property, pay taxes, be a good neighbor, and write. The city even gave me a Spirit of Detroit Award for moving into it.
When I moved into it, I was told the house had been abandoned, and that it sat unoccupied for eight years. In , it made sense: a lot of people had abandoned houses during the financial crisis. I was wary — property tax foreclosures were still happening at alarming rates — but the organization had done due diligence, and I was in love with my neighborhood. After a two-year period, the house was supposed to go in my name. The deed did — the document that gives me the right to own the property.
But this is different from a title, as mortgage companies will describe it, because a deed is a document while a title is a legal framework, a set of conditions that confer uncontestable ownership of a property.
I discovered this when I put the house on the market, two and a half years after I had moved into it. I found 52 Tomeka Langfords on Facebook, and soon gave up any attempt to make direct contact. After all, I was told the legal process from here was straightforward — it even has a name.
My title agency suggested a law firm, QuietTitle. Detroit property ownership is a strange experience. The land was ceded by Indigenous inhabitants only in , more than a century after the city had been founded. Anne Elizabeth Moore. Few opportunities exist for distressed homeowners to have legitimate claims heard, and in places where disputes may be common — like Detroit — the process itself may encourage displacement.
I found the quiet title process perplexing and sad, but that was before I met Tomeka. That was before I heard, first-hand, how a process made relatively easy for me was in fact traumatic for her. We tend to think of foreclosure as a logical consequence of too many skipped bank mortgage payments — indeed, the vast majority are bank-driven. In the US, one in every properties faces foreclosure, numbers that are rising again after a pandemic downturn. But most foreclosures in Wayne county, where Detroit is, are over unpaid property taxes.
Few other municipalities treat their bases so aggressively. There are a lot of property tax foreclosures. The press ate it up, churning out story after story about white artists moving to the city, installing new windows and paying off back taxes — but such articles overlooked who, exactly, bought those foreclosed homes.
These were often abandoned or turned into rental properties. And evictions target Black women. The same study showed that 7. When Tomeka bought her first house, she hoped she had escaped the precarity of the rental market. It was a starter home, barely big enough for her family of six, the youngest members of which were just starting school. This is no small thing. The primary means by which Americans pass along generational wealth is through home ownership.
The pandemic-driven housing crisis has only deepened the racial wealth gap. Like foreclosure rates, eviction rates are returning to pre-pandemic numbers as the price of renting has increased. One lost house can disable a whole bloodline. Throughout and , Tomeka and her family stayed in their rental and made visits to the new house for repairs. Hot water tank. We had to put a few windows in, and then we had to put in some doors and some storm doors. We sanded the floors. Then she straightens, fades and withdraws into herself a bit.
At the end of or the early days of , the whole family got the flu and it disrupted their schedule, she says. Literally cleaned the place out. They done clinked us out! We had, like, a whole house! The fact that somebody would do that — I found that very, very upsetting.
She was seen as an expert among her peers in making the dream of home ownership come true. Then she saw a listing — for her own house. The white two-and-a-half bedroom BanglaTown bungalow was listed on the Wayne county tax foreclosure auction website. She had only owned the house for two years and knew — everyone in Detroit did then — that it was supposed to take three years before the county can foreclose on a property.
She says she was on a payment plan, and making regular payments on her back taxes. On paper, the Wayne county tax foreclosures auction works like this: property taxes are issued twice a year by the city. Then the county puts the property up for auction. Her house went into foreclosure. County records indicate that Tomeka was notified of foreclosure proceedings via an in-person visit and a note left on the door. Tomeka says she never received foreclosure warnings or notices.
She admits she may not have always made her payments on time, but she says her payments were regular. A residential street in Banglatown community. This happens often when someone purchases a home without checking first to see if the prior owner had unpaid taxes, which the new owner becomes responsible for. How much Tomeka paid in property taxes may be less important than how much she was being charged.
This is more than double what she paid for the house in property taxes, every year. We are happy to assist in any of your apartment needs. Pet Policy All properties at Etown Apartments are pet friendly provided that tenants must first get approval from management. Military Discount We are very proud of those serving in the military.
To say thank you for your hard work and sacrifice, all application fees are waived. After seven years renting from Etown Apartments I can honestly say I have no complaints. Everyone on their team is very helpful. I hope the tenant who rents our apartment after us is as happy as we are. Two thumbs up!!

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Church Hosting a baby shower at a church is a budget friendly place to throw a baby shower. If you are a member of a church check into reserving the banquet hall or a room for the baby shower. Some churches do not require their members to pay a fee for renting space. If you are not a member you will likely need to rent the space. Sip and See Baby Shower Also, known as a come and go baby shower! The Sip and See baby shower is great for hosting a baby shower in a small location or for a couple that is coming in from out of town.
We hosted a Sip and See shower for my aunt and uncle who lived about 4 hours away. They had lots of friends and family still in the area who wanted to celebrate with them. So we had the baby shower for 3 hours and anyone could drop in at anytime and stay as long or as little as they wanted.
Places to Rent to Have a Baby Shower 7. Community center Hosting a baby shower at a community center can be an excellent and beautiful place to celebrate the new parents. Usually very fairly priced or maybe even free , a community center spares you the hassle of having to prepare your home for a baby shower, and is usually large enough and has the appropriate facilities for any baby shower!
Restaurant A restaurant is an obvious choice when it comes to finding a location near you for a baby shower. Lots of restaurants have large banquet rooms that can be rented, and the perks of having a baby shower at a restaurant are that you do not have to worry about cooking any food! While restaurants might be a bit more expensive on the front end, the time and energy it would spare you in preparation and clean up might be well worth it!
Reception venue Most any wedding reception venue would make an excellent location for a beautifully thrown baby shower. These types of venues usually have all the amenities you would need to throw a gorgeous baby shower for the new parents to be. Check around for reception venues or keep your eyes peeled when invited to weddings for unique spots in your town or city to host a baby shower.
Country club Country clubs are excellent venues for all kinds of gatherings, but especially baby showers. Most country clubs are impeccably decorated, and have all the resources one would need for throwing a baby shower. While country clubs may be a bit more pricey, they often come with perks such as catering, a bar if needed, and beautiful views. Hotel Hotels usually have ballrooms or venue space available for baby showers. If you are hosting a larger baby shower party, this might be a good option!
Choose a hotel that is a landmark location in your area or offers a unique view. Locally we have a few hotels in the area that have been listed in Southern Homes and Gardens for their unique charm! Outdoor Places to Have a Baby Shower Roof Top Terrace A roof top terrace is a beautiful option for a baby shower. I especially love a roof top terrace at night with the outdoor lighting. During the day, a roof top terrace offers beautiful views of the city scape.
This would be a great option for hosting a modern styled baby shower! Fire Pit Fire pits are perfect for fall baby showers and would be a lovely place to host a Smores themed baby shower! When I think of fire pits, I think of fall, friends, and relaxing. You could easily host an outdoor party at your home with a fire pit in the backyard. Beach Host a co-ed, family friendly baby shower at the beach. The beach is such a beautiful place to host a baby shower. I had never really thought about hosting a baby shower at a beach until we were visiting Miami Beach.
A big baby shower was taking place right on the beach, and it looked like everyone was having so much fun! The baby shower was held under 2 large beach tents with balloons for decorations. Kids and family members played beach games and went swimming in the waves.
A beach baby shower makes for easy party planning! Mountains Just like the beach, a mountains baby shower would be a lovely outdoor baby shower party! You can host the shower at a picnic area in the mountains. There are many great picnic areas in the mountains around us that are located near creeks. A woodland theme baby shower would be so cute for a mountains location baby shower. Unique Places to Have a Baby Shower Tea Room A tea room is a charming option for a baby shower.
Food will be made easy with a tea room baby shower! Mini sandwiches, afternoon tea, and a delightful atmosphere. I love the idea of dressing up and having tea to celebrate a new baby! Library Is mom to be a book lover? See if you can find a library with unique architecture or an interesting space to host a party. My city has a new library with beautiful stonework and gorgeous wooden doors.
Inside they have a community room with a wall of windows that over look the woods. A book worm theme would be lovely for a library baby shower venue! Museum Our local art museum has venue space that is often used for weddings and other events. If mom to be is a lover of art and modern style, then this could be a really lovely event space! Remember to check and see if you need to rent tables, chairs, and other basic things for the space.
Botanical Garden A botanical garden is a beautiful place to host a baby shower. The gardens can serve as the backdrop for your baby shower and you will need minimal decorations. A succulent theme baby shower would complement a botanical garden baby shower venue. Breweries You have a baby in a bar?
Enjoy baby shower games, food, and fun in a relaxed atmosphere! Zoos host birthday parties, weddings, and other events throughout the year. A safari theme baby shower would be so cute for zoo baby shower! Tailgating Baby Shower Any sports lovers out there?! Hosting a baby shower at a local sporting event would be a fun way to celebrate the parents-to-be newest little fan!
We live in a college town and Saturdays in the fall are made for football. Instead of trying to find a football free weekend in the fall, host the party in the parking lot! Include all your favorite tailgating foods and games! Can I afford it? As a general rule, your income should be three times as much as the monthly rent. Do I need a real estate agent? For a minimal fee, a real estate agent can take you to all the rental homes in your price range and desired neighborhood.
It will save you lots of time in the long run, especially when you tell them exactly what you're looking for in a rental home. For example, if your budget requires you to look for cheap houses for rent, you can do a preliminary search on HomeFinder to get an overview of the available rental homes in your price range. An agent will have access to more detailed, insider information on rental homes available, and can help you make the best decision for your needs. Trends Shaping the Rental Housing Market 2 in 3 rental owners prefer paying the rent and communicating with landlords online.
In the first quarter of , rental home prices were slightly lower in the most expensive cities compared to a year ago.
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